Skip main navigation
  • Personal
    • Accounts
    • Vehicle Loans
    • Home Loans
    • Visa Cards
    • Insurance
    • Investments
  • Business
    • Business Accounts
    • Business Loans
    • Business Visa Cards
    • Business Insurance
    • Merchant Services
    • Business Services
  • Loans
    • Apply for a Loan
    • Vehicle Loans
    • Home Loans
    • Credit Cards
    • Business Loans
    • Other Loans
  • Insurance
    • Find an Agent
    • Quick Quotes
    • Auto Insurance
    • Home Insurance
    • Health Insurance
    • Business Insurance
    • RV Insurance
    • Umbrella Policies
    • Report a Claim
  • Services
    • Online Services
    • Mobile Services
    • Protection Services
    • Financial Services
    • Business Services
    • Other Services
  • About
    • Membership
    • Locations
    • Contact Information
    • Communications
    • Community
    • Leadership
  • Become a Member
  • Apply for a Loan
  • Find a Branch or ATM
  • Contact
  • Locations
  • Rates
  • Repossessed Vehicles
  • Repossessed Properties
  • Careers
  • Security
USU Credit Union - a division of Goldenwest
First-time user?
Set up access
Forgot your username or password?
  • Personal
  • Business
  • Loans
  • Insurance
  • Services
  • About
Log In
Log In

Accounts

  • Apply for Membership
  • Reward Yourself Checking
  • Smart Pay Checking
  • Savings Account
  • SMART Start Checking
  • Kids Club Account
  • Certificates
  • Health Savings Account (HSA)
  • Education Savings Accounts (ESA)
  • Individual Retirement Account (IRA)
  • Insured Money Market
  • President's Club
  • Christmas Club
  • Matrimoney

Vehicle Loans

  • Auto Loans
  • RV Loans
  • First-Time Auto Buyer Program
  • Horse Trailer Loans
  • ATV Loans
  • Trailer Loans
  • Boat Loans
  • Motorcycle Loans
  • Snowmobile Loans
  • Personal Watercraft Loans
  • Camper Loans

Home Loans

  • Find a Mortgage Originator
  • Shop Your Mortgage
  • Conventional Mortgages
  • Construction Loans
  • Lot Loans
  • First-Time Home Buyer Program
  • FHA Mortgages
  • Investment Property Loans
  • Adjustable Rate Mortgages
  • VA Mortgages
  • Rural Housing Loans
  • Reverse Mortgages
  • Jumbo Loans

Home Equity

  • Home Equity Line of Credit
  • Home Equity Loan Fixed Rate Mortgage

Visa Cards

  • Credit Cards
  • Debit Cards
  • Reloadable Cards
  • Visa Gift Cards
  • Rewards Program
  • Debit Rewards Program
  • Business Credit Cards

Insurance

  • Find an Agent
  • Quick Quotes
  • Auto Insurance
  • Home Insurance
  • Health Insurance
  • Flood Insurance
  • Natural Disaster Insurance
  • Business Insurance
  • RV Insurance
  • Umbrella Policies
  • Report a Claim

Investments

  • Retirement Planning
  • Financial Advisors
  • Estate Planning

Accounts

  • Business Checking Accounts
  • Business Savings Accounts
  • Certificates
  • Insured Money Market
  • Health Savings Account (HSA)
  • IOLTA Business Account
  • Business Reward Yourself Checking

Loans

  • Commercial Construction Loans
  • Commercial Real Estate Loans
  • Business Lines of Credit
  • Investment Property Loans
  • Equipment Loans
  • SBA Loans
  • PPP Loans
  • Fleet Loans

Visa Cards

  • All Business Credit Cards
  • Business Debit Card
  • Corporate Expense Card
  • Low Rate Credit Card
  • Business Rewards Credit Card
  • Business Purchase Card

Insurance

  • Meet the Team
  • Commercial Specialties
  • Commercial Coverage

Merchant Services

  • Pro Merchant Account

Business Services

  • Business Bill Pay
  • USU Credit Union Membership
  • Business Remote Deposit
  • Payroll
  • Merchant Lending
  • Positive Pay

Apply

  • Apply for a Loan
  • Rates

Vehicle Loans

  • Auto Loans
  • RV Loans
  • First-Time Auto Buyer Program
  • Horse Trailer Loans
  • ATV Loans
  • Trailer Loans
  • Boat Loans
  • Motorcycle Loans
  • Snowmobile Loans
  • Personal Watercraft Loans
  • Camper Loans

Home Loans

  • Find a Mortgage Originator
  • Shop Your Mortgage
  • Conventional Mortgages
  • Construction Loans
  • Lot Loans
  • First-Time Home Buyer Program
  • FHA Mortgages
  • Investment Property Loans
  • Adjustable Rate Mortgages (ARM)
  • VA Mortgages
  • Rural Housing Loans (USDA)
  • Reverse Mortgages
  • Jumbo Loans

Home Equity

  • Home Equity Line of Credit
  • Home Equity Loan Fixed Rate Mortgage

Credit Cards

  • All Credit Cards
  • Visa Rewards Credit Card
  • Visa Basic Credit Card
  • Visa Platinum Credit Card
  • The Aggie Card
  • Signature Credit Card
  • Business Credit Cards

Business Loans

  • Commercial Construction Loans
  • Commercial Real Estate Loans
  • Business Lines of Credit
  • Investment Property Loans
  • Equipment Loans
  • SBA Loans
  • PPP Loans
  • Fleet Loans

Other Loans

  • Signature Loan
  • Share and Certificate Secured Loan
  • USU Student Loans

Personal Insurance

  • Find an Agent
  • Quick Quotes
  • Auto Insurance
  • Home Insurance
  • Renters Insurance
  • Flood Insurance
  • Natural Disaster Insurance
  • RV Insurance
  • Umbrella Policies
  • Report a Claim
  • USU Alumni Insurance

Medicare Insurance

  • Find a Licensed Sales Agent
  • Medicare Insurance
  • Free Medicare Seminars

Commercial Specialties

  • Meet the Team
  • Farm and Crop Insurance
  • Auto Dealer and Service Insurance
  • Aviation Insurance
  • Contractor Insurance
  • Homeowners Association Insurance
  • Manufacturing Insurance
  • Medical Practice Insurance
  • Restaurant Insurance
  • Retail Insurance

Commercial Coverage

  • Health Insurance
  • Workers' Compensation
  • Umbrella Insurance
  • Property Insurance
  • Surety and Bonds
  • Professional Liability Insurance
  • Commercial Auto Insurance
  • Pollution Insurance
  • Employment Practices Liability
  • General Liability Insurance
  • Inland Marine Insurance
  • Management Liability
  • Cyber Liability

Health Insurance

  • Meet the Team
  • Group Health Plans
  • Group Health Insurance
  • Group Dental Insurance
  • Group Vision Insurance
  • Group Life, AD&D, and Disability
  • Group Supplemental Products

Life Insurance

  • Life Insurance

Online

  • Online Banking
  • Bill Pay
  • eStatements
  • eAlerts
  • Budgeting Tools
  • Peer-to-Peer Payments
  • ReadyPay

Mobile

  • Mobile App
  • Mobile Check Deposit
  • Mobile Bill Pay
  • Peer-to-Peer Payments
  • Mobile Wallet
  • Budgeting Tools
  • Card Controls
  • GoPay Mobile App and Card Reader
  • FICO® Score
  • Zogo

Protection

  • Fraud-Defender
  • Fraud Detection
  • Fraud Prevention
  • Identity Theft Prevention

Financial

  • Retirement Planning
  • Financial Advising
  • Estate Planning

Business

  • Merchant Services
  • Business Bill Pay
  • Business Remote Deposit
  • Payroll
  • Merchant Lending
  • Positive Pay

Other Services

  • Insurance
  • Overdraft Protection
  • Repossessed Vehicles
  • Repossessed Properties
  • Audio Branch
  • Safe Deposit Boxes
  • Check Services
  • Card Instant Issue
  • Shared Branches
  • Financial Counseling

Membership

  • Why Join?
  • Eligibility
  • Apply for Membership

Locations

  • Branch Locations
  • Branch and ATM Locator
  • Shared Branches

Contact

  • Contact Us
  • Frequently-Asked Questions
  • Sponsorship or Donation Inquiries
  • How Are We Doing?
  • Text Connect

Communications

  • About USU Credit Union
  • Newsletter
  • President's Blog
  • MoneySmart Blog
  • Newsroom

Community

  • Golden Tree
  • Utah Cystic Fibrosis Foundation
  • Upcoming Events
  • Become a Credit Union Advocate
  • Community Partners
  • Sponsorship or Donation Inquiries
  • Annual Report

Leadership

  • Senior Leadership
  • Board of Directors
  • Supervisory Committee

Other

  • Rates
  • Careers
  • Security

Search

Accounts

A woman opening an account online

Open an Account

Receive all the benefits of being a member including excellent service and every tool you need to take control of your finances.

A woman holding a debit card and shopping bags

Reward Yourself Checking

Reward yourself with more Extra Reward points, lower rates, and more on each transaction.

A woman holding a debit card and shopping bags

Smart Pay Checking

A checking account with a debit card and packed with benefits such as online bill pay.

A happy family on vacation at the beach

Savings Account

Save your money safely and securely with a share savings account at USU Credit Union.

A student holding a cell phone at school

Smart Start Account

If you’re between the ages of 13 and 25, sign up for USU Credit Union's Student Essentials program.

A mother and daughter putting money in a piggy bank

Kids Club Account

It's never too early to teach your children how to save and spend responsibly.

A jar of money with a plant growing out of it (conceptual)

Certificates

Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.

A family swimming in a pool

Health Savings Account (HSA)

Open a USU Credit Union Health Savings Account to help pay for healthcare expenses.

A female student holding books in class

Education Savings Account (ESA)

An account created as an incentive to help save for education expenses.

A couple at retirement age standing on a beach

Individual Retirement Account (IRA)

Can provide a tax-deferred or tax-free way of savings for retirement.

Three stacks of coins, each larger than the previous

Insured Money Market

If you seek security and flexibility in your savings plans, consider an Insured Money Market account.

A young child wearing a Santa hat holding a gift and smiling

Christmas Club

The Christmas Club Account is a great way to save for the holidays.

A young couple about to kiss when getting married

Matrimoney

A convenient and secure method to give cash gifts to newlyweds.

A young couple about to kiss when getting married

President's Club

All members with $50,000 or more on deposit are eligible for President’s Club benefits.

Facebook
Twitter
YouTube
Instagram
 
Pinterest
LinkedIn
RSS
Questions?
  • Search Common Questions
  • Contact Us
  • Locations
Phone
  • Local 435-753-4080
  • Toll-Free 1-800-248-6361
Routing Number
  • 324377613

Personal

  • Accounts
  • Vehicle Loans
  • Home Loans
  • Visa Cards
  • Insurance
  • Investments

Business

  • Accounts
  • Loans
  • Visa Cards
  • Insurance
  • Merchant Services
  • Business Services

Loans

  • Apply
  • Vehicle Loans
  • Home Loans
  • Credit Cards
  • Business Loans
  • Other Loans

Insurance

  • Find an Agent
  • Quick Quotes
  • Auto Insurance
  • Home Insurance
  • Health Insurance
  • Business Insurance

Careers Repossessed Vehicles Repossessed Properties

Eligibility and Membership | Security | Privacy Policy | Terms of Use | Patriot Act | Disclosures

Copyright ©2023 USU Credit Union - a division of Goldenwest. All rights reserved.

Goldenwest Credit Union | Healthcare Credit Union

NCUA / Equal Housing Lender

Need help signing in?

  • Not registered? First-time users, register here.
  • Forgot your username?
  • Forgot your password?

Have another question?

  • View or search our list of frequently-asked questions.
  • Search this website.
  • Call us at 1-800-248-6361.
USU Credit Union Sunburst Logo
  • Personal
  • Business
  • Loans
  • Insurance
  • Services
  • About
  • Log In
Log In