Investment and Jumbo Home Loans
The interest rate may adjust to a higher or lower percentage over the life of the loan as market conditions change.
Benefits of an Adjustable Rate Mortgage
- Up to 90% financing
- Fixed rate for the first seven years
- Amortized over 30 years
- No private mortgage insurance
- Flexible down payment options
- 1% origination
- Low closing costs
7/1 ARM 2nd Home and Investment Property Option
- Loan Amounts up to $647,200
- 10% Down Payment for Purchases
- Cash Out Refinances up to 90% LTV
7/1 ARM Jumbo Property Option
- Loan Amounts up to $800,000
- 20% Down Payment for Purchases
- Cash Out Refinances Up to 80% LTV
For a rate quote or full product details and options, contact a mortgage expert today!
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Adjustable Rate Mortgage Rates*
as low as
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Our live and local mortgage experts make buying your new home easier than ever! We will be there for you every step of the way, and guarantee that we will close in 30 days or less - no bots about it.
Talk to a mortgage expert today to get your mortgage application started!
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Other mortgage types to consider:
Fixed-Rate Mortgages
USU Credit Union offers conventional mortgages with multiple fixed rates and terms. With a fixed-rate mortgage, the interest rate does not change for the life of the loan. This is a great option if you plan to stay in your home for a long time.
Jumbo Mortgages
USU Credit Union currently offers Jumbo Mortgages for loan amounts exceeding $647,200. Speak with a mortgage specialist to help you decide if a Jumbo Mortgage is right for you.
Investment Property Mortgages
Finance your rental and investment properties at competitive rates and fees at USU Credit Union. USU Credit Union can help you secure financing for rental and investment properties with up to 80 percent loan-to-value at competitive rates, low fees and a variety of terms.
Click here for a full list of rates and disclosures.
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