Home Equity Line of Credit

With a home equity line of credit (HELOC), you can borrow money against one of your greatest assets... your home.

Much like a credit card, a HELOC gives you the flexibility to pay down your credit line and access funds as you need them.

A HELOC is a convenient and cost-effective option to finance home improvement projects or consolidate debt. You can also access the account to pay for vacations, weddings, college tuition, or whatever else life brings your way.

Benefits of a Home Equity Line of Credit

  • Low variable rate of 4.25% APR*
  • No Fees or closing costs
  • Visa Platinum Card for convenient access to funds
  • Interest paid on a HELOC may be tax deductible

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HELOC Rates**

as low as

Interest-Only Home Equity Line of Credit

USU Credit Union is offering a special interest-only Home Equity Line of Credit that can significantly lower your monthly payments and increase your cash flow.

  • 5.00% APR Variable (Prime Rate + 1%)
  • Interest-only payments for the first five years
  • 20-year term
  • No fees
  • Interest paid on a HELOC may be tax deductible

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Get your perfect patio, new deck or pool oasis.

With summer upon us, you’ll probably spend more time in the yard. You might even be thinking about hanging out poolside or hosting a BBQ on a new deck. With a 100% Summer Fun Home Equity Line of Credit, you can turn your backyard into party central or a relaxing retreat.

The 100% Summer Fun HELOC is available to finance projects and improvements in and around your home.

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Speak with a USU Credit Union Home Equity Specialist

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Prefer a home equity loan with a single, lump-sum of money at a fixed rate?

*All rates and offers available for a limited time and subject to change without notice. Other restrictions apply. Home equity loans and lines of credit have a maximum variable APR of 18%. Fees may apply if closed within 24 months. Click here for a full list of rates and terms.