Home Equity Loan

Your home is more than a place you live, it is a substantial investment in your financial future.

With a home equity loan, you can receive a single, lump-sum of money at a fixed rate. Your monthly payments and interest rate will remain the same throughout the life of the loan. Plus, interest paid on home equity loans may be tax deductible.

USU Credit Union offers home equity loans with the following benefits:

Benefits of a USU Credit Union Home Equity Loan

  • Borrow up to 90% of the equity in your home
  • Available in 5-year, 7-year, and 10-year terms
  • $250,000 maximum loan amount
  • First and second mortgage options

Ready to apply for a home equity loan? Use our quick and secure online application to begin the loan process.

Apply Now

Home Equity Loan Rates**

APR as low as

Speak with a USU Credit Union Home Loan Specialist

Call us:

435-753-4080

Text us***:

801-893-4928

Visit with us in person:

Find a local USU Credit Union branch

Our home loan professionals are available to answer your questions via call, online chat, text, or email from 9 am to 5 pm Monday – Friday and from 9 am to 2 pm on Saturday. In-person consultation hours vary by branch.

***By sending a text message, you consent to receive a text message response from USU Credit Union. Your provider's message and data rates may apply.

Have a USU Credit Union Home Loan Specialist contact you:

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Prefer a credit line that you can draw from like a credit card?

Annual Percentage Rates (APR) and offers valid as of 08/25/2016. Maximum loan amount is equal to 90% LTV or $250,000, whichever is less. Cap is $250,000. Rates are available based on approved credit, terms and loan-to-value. All rates, and offers are available for a limited time, and subject to change without notice. Member pays all fees. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity loan.

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