Share and Certificate Secured Loans

USU Credit Union members can use funds in their Savings or Certificate accounts to secure loans at a lower rate than many other conventional loans.

You can use this type of loan to finance just about anything you need.

Share secured loans are available in fixed or variable rates with terms up to three years.

Certificate secure loans are available at 2% above the Annual Percentage Rate (APR) on the certificate, and is due upon the maturity date of the certificate.