Identity Theft Prevention
We live during a time where our identity can be quickly stolen and used to wreck personal financial havoc.
Statistics show that one in 30 Americans is affected by identity theft every year. The question may no longer be if you or someone in your family will become a victim of identity theft – but when.
Common Signs of Identity Theft
- Credit card and checking account statements that don't arrive when they should;
- Credit denials for no apparent reason;
- Bills for purchases you never made;
- Collection agencies attempting to collect on debts that you didn't incur;
- Bills from credit accounts you did not open;
- Unauthorized charges on your phone or checking account statements; and/or,
- Credit reports showing new, unauthorized accounts.
If you become a victim of identity theft, recovering your identity can be time consuming and costly. The average person will spend 49 hours attempting to restore their identity.
Identity Theft Recovery Services
USU Credit Union members are eligible to enroll in identity theft recovery services and credit report monitoring at a reduced rate. To enjoy the benefits of Fraud-Defender, you will need to be fully enrolled in the program prior to requesting assistance in identity theft recovery services.
Free Credit Report
USU Credit Union recommends that members review their personal credit report on a regular basis to help prevent fraud. By federal law, every consumer in America has the right to obtain a free copy of his or her credit report. To get a free copy of your credit report, visit www.annualcreditreport.com.