The loan amount is based on the net value of two regular paychecks, rounded to the nearest $100, with a maximum loan amount of $5,000. Only one loan per member is permitted under this program. The loan will have a 0% interest rate for the first 60 days, during which no payments are due. After the 0% period, the remaining balance will be repaid over a 12-month term at a fixed interest rate of 9.00% with an APR of 7.783%. For example, a member who borrows $3,000 will make monthly payments of approximately $262.80 over 12 months, subject to rounding. To qualify, applicants must be current federal employees directly impacted by the government shutdown and must have a minimum credit score of 600. Verification of federal employment is required. Other restrictions may apply. There are no origination fees, prepayment penalties, or late fees during the 0% interest period. A late fee of 5% of the overdue payment amount will be assessed if the minimum monthly payment is not paid within 14 days of the due date. This loan program is available for a limited time and may be changed or withdrawn at any time without notice. Applications can be submitted by phone at 801-337-8300 option 2, or at any Goldenwest branch.

Federal government employees affected by the government shutdown are eligible for a 0.25% rate discount on a new Signature Loan or Titled Vehicle Loan with cash-out option up to $5,000. The 0.25% discount will be applied to the member’s approved loan rate. Normal loan qualifications apply. Verification of federal employment is required. Other restrictions may apply. This offer applies only to new loans and cannot be combined with other promotional rates or offers. The discount is not available on indirect loans financed at the dealership or on commercial loans. Membership and eligibility are required. The discount program is available for a limited time and may be changed or withdrawn at any time without notice. Applications may be submitted online, by phone at 801-337-8300 (option 2), or at any Goldenwest branch. Use promo code Furlough 2025 at the time of application.