HSA Debit Card
Use your HSA Visa debit card to make purchases at merchants or online retailers.
Visa debit cards are accepted everywhere you go, giving you access to funds in your USU Credit Union health savings account (HSA).
- No annual fee
- No transaction fees
- Instant issue available at all branches
Disclosures
INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers
VISA Debit Card
15.90%
VISA Business Debit Card
12.50%
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
None
For Credit Card Tips from the Federal Reserve Board
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
FEES
Annual Fee
None
Transaction Fees
Balance Transfer
None
Cash Advance
1.5% of amount advanced
Foreign Transaction
1.8% of amount advanced
Penalty Fees
Late Payment
Up to 5% of monthly payment
Returned Payment
Up to $22.00
How We Will Calculate Your Balance: We use a method called "Average Daily Balance (including new purchases)"
