Simply Platinum Credit Card

Without Cash Rebate

APR as low as

9.75%

Fixed Rate

With Cash Rebate

APR as low as

12.75%

Fixed Rate

Apply for a Simply Platinum Card

Disclosure Information

If you’re looking for the best fixed-rate credit card on the market, we have your Visa.

The Simply Platinum Visa from USU Credit Union features a low-fixed rate and no annual fee. Your options include a rebate program with up to one-percent cash back on qualifying purchases. Or, if getting the lowest possible rate is your top priority, choose the no-rebate option. And there is never a balance transfer fee.

Enjoy the purchase power and security offered by Visa combined with competitive rates, no annual fees and excellent service available from USU Credit Union. Plus, we offer competitive, member-friendly rewards program that offers ExtraAwards points for travel, merchandise and gift cards. Or, choose a rebate program featuring up to one-percent cash back. It’s up to you!

Features available with this card:

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Account Access

Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.

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Card Controls

With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.

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Mobile Wallets

USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Android Pay and Samsung Pay to make purchases with your authorized mobile device.

Instant issue

Instant Issue

Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!

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Personalize Your Visa

Custom-design your USU Credit Union Visa credit or debit card with a photo of your family, pet, favorite vacation spot or other special image on the front of the card.

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eAlerts

Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.

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EMV Chip Security

USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.

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Visa Checkout

Enroll your Visa credit card in Visa checkout to quickly and securely pay for online purchases.

Auto Rental Collision Damage Waiver

The Auto Rental Collision Damage Waiver benefit offers insurance coverage for automobile rentals made with your Visa card. The benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

Travel Accident Insurance

Travel Accident Insurance

Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.