What is a VA mortgage?

A mortgage that is backed by the U.S. Department of Veterans Affairs (VA). Eligibility is based on minimum service requirements for veterans, active-duty service members, National Guard members, and reserve members.

Who is eligible for a VA loan?

Minimum service requirements are applied for eligibility regarding veterans, active-duty service members, National Guard members, and reserve members. Surviving spouses may be eligible, based on minimum service requirements. Requesting a Certificate of Eligibility (COE) can confirm your eligibility for a VA loan. For questions, reach out to us at 801-786-8400 or visit a branch near you.

Is a down payment required for a VA loan?

No, a down payment is not required for a VA loan. Additional fees may apply.

Are there additional fees for a VA loan?

Additional fees include the VA funding fee. The funding fee is applied to the total mortgage loan balance. To continue offering VA loans, the required fee results in continued funding of the program.

What is a VA appraisal?

A VA appraisal is similar to standard appraisals to determine the market value of the property. There are additional minimum requirements for a VA mortgage loan.

What are the benefits of a VA loan?

Benefits include: - Reduced fixed rates - No down payment required - No private mortgage insurance - Insured by the VA

Where can I apply for a VA loan?

Applying can by easy. Apply online, call us at 801-786-8400 , or visit a branch near you. Let us help navigate your important financial milestones.

VA Mortgages

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If you’re a veteran, active-duty service member, or eligible surviving spouse, a VA loan could be your key to owning your dream home.

Benefits of a VA loan:

Reduced fixed rates
No down payment required
No monthly mortgage insurance
Insured by the VA

Why choose a VA loan?

Because you've earned it with your service! Let us help you navigate the process and take advantage of this incredible benefit.

VA Mortgage Rates*

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Frequently Asked Questions

What is a VA mortgage?

A mortgage that is backed by the U.S. Department of Veterans Affairs (VA). Eligibility is based on minimum service requirements for veterans, active-duty service members, National Guard members, and reserve members.
Who is eligible for a VA loan?

Minimum service requirements are applied for eligibility regarding veterans, active-duty service members, National Guard members, and reserve members. Surviving spouses may be eligible, based on minimum service requirements. Requesting a Certificate of Eligibility (COE) can confirm your eligibility for a VA loan. For questions, reach out to us at 801-786-8400 or visit a branch near you.
Is a down payment required for a VA loan?

No, a down payment is not required for a VA loan. Additional fees may apply.
Are there additional fees for a VA loan?

Additional fees include the VA funding fee. The funding fee is applied to the total mortgage loan balance. To continue offering VA loans, the required fee results in continued funding of the program.
What is a VA appraisal?

A VA appraisal is similar to standard appraisals to determine the market value of the property. There are additional minimum requirements for a VA mortgage loan.
What are the benefits of a VA loan?

Benefits include:
- Reduced fixed rates
- No down payment required
- No private mortgage insurance
- Insured by the VA
Where can I apply for a VA loan?

Applying can by easy. Apply online, call us at 801-786-8400, or visit a branch near you. Let us help navigate your important financial milestones.

Veterans Administration (VA) Loans

You served us, now let us serve you!