Your Payday Could Post Up to Two Business Days Early

A little extra time can make a difference when managing your money. When you are enrolled in USU Credit Union direct deposit, your eligible paycheck may post up to two business days before your scheduled payday, giving you earlier access to the money you’ve earned. No trips to a branch. No paper checks to track. Just a convenient way to receive your money.

How Does Direct Deposit Work?

Direct deposit sends your paycheck electronically from your employer straight into your account. Instead of receiving a paper check and making a trip to deposit it, your money goes directly where you need it.

Once you’ve set it up with your employer, you can enjoy:

• Convenience: Your paycheck goes into your account, even when you’re out of town or unable to visit a branch.
• Security: There is no paper check to lose or have stolen.
• Simple access: Your money is ready to use once the deposit posts to your account. 

How Does Early Payroll Work?

USU Credit Union offers early payroll deposits to all members with eligible direct deposits. If your usual payday is Friday, your paycheck could post as early as Wednesday. Timing depends on when USU Credit Union receives the payroll information from your employer. 

Will Every Paycheck Post Early?

Early arrival depends on when USU Credit Union receives your payroll information. Early deposits are not guaranteed, and timing may vary from one paycheck to the next. Once your deposit posts to your account, the funds are available for you to use.

Ready to Set Up Direct Deposit?

Complete the Direct Deposit Form or download your prefilled form from the mobile app and submit it to your employer. You can also ask your payroll team about their setup process.

Enjoy the convenience of direct deposit and the opportunity to get your paycheck sooner. From everyday expenses to your next savings goal, we’ll take care of you.