Smart Money Blog

Financial tips and money-saving advice from USU Credit Union

  • Goldenwest Mobile Banking

    May 21, 2015

    You may already know that we have twenty-six branches in Utah from St. George to Logan to serve you. What you might not know is that we have another branch that you can access no matter where you are -- our Mobile Branch!

  • Avoid Title Errors When Purchasing a Car

    April 30, 2015

    Few things compare to the excitement of a new car. Many buyers know to ask questions about the history of the vehicle, some will visit a trusted mechanic to have the car inspected. These methods are excellent choices that can reveal serious mechanical problems; however, it is less common that buyers ask questions about the vehicle’s title.

  • Understanding Your Credit Score

    April 24, 2015

    Have you ever looked at your credit report and can’t make heads or tails of what it all means? It may seem like an unpleasant chore, but it’s definitely worth your time to understand your credit rating.

  • 15th Annual 5k for Schools

    April 16, 2015

    One of the largest charitable races in Utah, the Goldenwest 5k For Schools just completed its 15th year of raising money for Weber District Schools and the Weber School Foundation. One-hundred percent of the registration fees, as well as a match from Goldenwest Credit Union are used to support a variety of school programs

  • Purchasing Your First Car

    March 13, 2015

    Buying a vehicle can be one of the most expensive (and costly) purchases a person will make. Car shopping can be a daunting task, so consider the following tips to help you make the best decision.

  • When to Consider Refinancing Your Home

    March 5, 2015

    The rule of thumb is and always has been, that if the interest savings received from refinancing outweighs the costs—then refinancing is certainly something to consider. When figuring these calculations, be sure to reflect on the future and how many

  • Ten Tips for First-time Homebuyers

    February 18, 2015

    Meet with a lender to get prequalified. This will give you an idea of the purchase price that you qualify for and the costs that are involved with getting a home loan. Nothing is worse than

  • Kids & Finances

    January 7, 2015

    Washing the dishes, mowing the lawn, and folding the laundry are all viable ways for a 12-year-old to earn an allowance. According to the American Institute of CPA's, 61 percent of parents pay an allowance to their kids

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