FAQs (data-driven)

Boat Loans

• How do I apply for a boat loan?

  Applying for a boat loan can be easy. Goldenwest Credit Union offers flexible rates and terms. With our quick approval process, you can apply online, visit a branch near you, or call us at 800-283-4550.

• Will I need a separate loan for the boat trailer?

  No, we are able to include the boat, trailer, and the motor (if applicable) onto the same loan. For additional questions and limitations, please reach out to us at 800-283-4550 or visit a branch near you.

• Do boats have a Title?

  In the State of Utah, every boat and outboard motor, from 1985 and forward must be Titled. Trailers weighing over 750lbs are also required to be Titled. Exceptions may apply. Other States may vary. For additional questions, please reach out to us at 800-283-4550 or visit a branch near you.

• Is onsite financing available for a Boat?

  Yes, ask the dealership for Goldenwest Credit Union financing, if available.

• Is a down payment required for a boat loan?

  This does depend on your lender and the amount that is being requested to finance. We recommend receiving pre-approval to understand your budget and if a down payment will be required.