FAQs (data-driven)

Merchant Lending

• What is Merchant Lending?

  Merchant Lending allows businesses to offer financing options to their customers through USU Credit Union.

• How does Merchant Lending work?

  Customers apply for financing through a secure QR code provided by the business. Approved funds are then deposited directly into the business account.

• What types of businesses can use Merchant Lending?

  Merchant Lending is designed for businesses that want to offer financing options for customer purchases or services.

• How do customers apply for financing?

  Customers can apply quickly and securely by scanning the business’s unique financing QR code.

• Where are the Merchant Lending funds deposited?

  Approved financing funds are deposited directly into the participating business’s account.