FAQs (data-driven)

Motorcycle Loans

• How do I get a motorcycle?

  Before you hit the open road, we recommend researching not only the motorcycles you are interested in but also different financing options that are available. Goldenwest Credit Union offers competitive rates and flexible terms. Pre-approval can also give an in depth understanding of your budget prior to stepping into a Dealership or searching online.

• Is there additional information I need to get a motorcycle?

  Depending on the State you live in, there are different requirements for operating a motorcycle. We recommend researching requirements to obtain a motorcycle license or endorsement; this may include additional driving and written courses. Researching requirements before purchasing your first bike can be beneficial in selecting the right fit. Depending on your skill level and goals for riding, this can greatly affect your first ride.

• How can I be pre-approved for a motorcycle loan?

  Let us help you. Pre-approval for a motorcycle loan includes checking your credit and income to decide how much you can borrow and your interest rate. Although pre-approval helps to set your budget, think of additional costs outside of your loan that are involved. Higher monthly payments can impact additional expenses of maintenance, protective gear, and insurance coverage.

• Can I apply for a motorcycle loan online?

  Yes! We do offer financing at most motorcycle dealerships as well. Ask your dealership for Goldenwest Credit Union financing.

• Are rates higher for a motorcycle loan?

  Interest rates can be higher than a traditional auto loan. However, Goldenwest Credit Union offers competitive rates alongside other credit unions.