FAQs (data-driven)

Positive Pay

• What is Positive Pay?

  Positive Pay is a fraud prevention service that helps businesses detect unauthorized checks and ACH transactions before they clear the account.

• How does Positive Pay work?

  Positive Pay monitors account activity and alerts businesses to suspicious or unauthorized transactions so they can choose whether to approve or decline them.

• What types of fraud can Positive Pay help prevent?

  Positive Pay helps protect against fraudulent checks, altered checks, stolen checks, and unauthorized ACH transactions.

• Can businesses approve or reject suspicious transactions?

  Yes. Businesses have control over accepting or declining flagged checks and ACH transactions.

• Is Positive Pay good for businesses with high transaction volume?

  Yes. Positive Pay is especially useful for businesses with larger transaction volumes that need additional fraud monitoring and payment security.