Auto Loan
USU Credit Union offers low-interest auto loans with flexible terms and no origination fees or hidden costs.
Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle. Receive the best rate regardless of the age of your vehicle.
- Rates as low as 3.99% fixed APR
- Available for both new and used vehicles
- Onsite financing—ask the dealership for USU Credit Union financing
- Terms up to 84 months
- Quick approval process
- No applications fees
- eSignature - Sign loan documents from home*
Auto Loan Rates
**APR as low as
Get an Auto Loan and Up To $50 in Visa Gift Cards Without Leaving Your Home
Apply online in as little as 5 minutes. You can complete the entire loan application with your laptop, desktop computer, smartphone or tablet…24 hours a day.
Enter promo code SIGNONLINE when completing your online application(s) to qualify for up to $50 in Visa gift cards.
Sign your loan documents electronically at the time, place and on the device of your choice with eSignature.
Receive a $25 Visa gift card for submitting and closing your loan application online. Receive an additional $25 Visa gift card when you get a Visa Rewards credit card at the same time as closing your Auto Loan.
First-Time Auto Loan
Get the best possible financing with our first-time auto buyer program...even if you don’t have an established credit history. If you're using your new ride to get to classes, we’ll include everything that comes with our student checking package... absolutely free!
Online Signing
We understand that visiting a branch isn't always the most convenient way to get an auto loan. Close your loan online using eSignature - apply for a loan online or at a branch and sign the loan documents from home with a digital signature.*
Guaranteed Auto Protection
Guaranteed Auto Protection (GAP) protects you against financial loss in the event that your vehicle is damaged beyond repair ("totaled") or is stolen and never recovered.
Mechanical Breakdown Protection
USU Credit Union offers Mechanical Breakdown Protection (MBP) on most auto loans to help members reduce costs on future vehicle repairs and associated costs.
Research Your Next Vehicle
We also provide a powerful online resource free to our members. Visit AUTOSMART for valuable information and research tools that can help you save time and money when purchasing your next vehicle.
Speak with a USU Credit Union Auto Loan Expert
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