Auto Loan

USU Credit Union offers low-interest auto loans with flexible terms and no origination fees or hidden costs.

Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle. Receive the best rate regardless of the age of your vehicle.

  • Available for both new and used vehicles
  • Onsite financing—ask the dealership for USU Credit Union financing
  • Terms up to 84 months
  • Quick approval process
  • No applications fees
  • eSignature - Sign loan documents from home*

Apply Now

Auto Loan Rates

**APR as low as

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Online Signing

We understand that visiting a branch isn't always the most convenient way to get an auto loan. Close your loan online using eSignature - apply for a loan online or at a branch and sign the loan documents from home with a digital signature.*

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Guaranteed Auto Protection

Guaranteed Auto Protection (GAP) protects you against financial loss in the event that your vehicle is damaged beyond repair ("totaled") or is stolen and never recovered.

Research Your Next Vehicle

We also provide a powerful online resource free to our members. Visit AUTOSMART for valuable information and research tools that can help you save time and money when purchasing your next vehicle.

Speak with a USU Credit Union Auto Loan Expert

Have a USU Credit Union Auto Loan Specialist contact you:

Thank you! We have received your information. Someone will contact you soon.

Call us at:

1-800-248-6361

Text us at:

435-363-3823

By sending a text message, you consent to receive a text message response from USU Credit Union. Your provider's message and data rates may apply.

Visit with us in person:

Find a local USU Credit Union branch

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