Home Equity Loan Fixed Rate Mortgage
Refinancing your existing mortgage into a shorter term or your variable-rate Home Equity Line of Credit to a fixed rate can save you thousands of dollars in interest payments.
USU Credit Union offers first and second mortgages at competitive rates with varying terms ranging from five to 20 years.
Benefits of a Short-Term Mortgage
- 5-, 7-, 10-, 12-, 15-, and 20-year term options
- No closing costs for many loan options
- Serviced through USU Credit Union – Make your payments to USU Credit Union
- First and second mortgage options
- No private mortgage insurance
Save thousands of dollars with shorter terms, low rates and low or no fees. Speak with a mortgage specialist today, 800-248-6361.
Apply NowInflation Buster
Is your home equity loan out of control? "Fix" your Home Equity Loan with a Goldenwest Inflation Buster Loan.
At Goldenwest, we make it easy to convert your variable rate Home Equity Loan into a low fixed rate. You may be able to reduce your monthly payment, your interest rate or even both.
Convert your existing Goldenwest variable rate Home Equity Loan:
- Simplified process, new appraisal and title work is not required
- Rates as low as 5.75%
- Small conversion fee
Convert your variable rate Home Equity Loan from another institution:
- Appraisal may not be required
- Rates as low as 5.75%
- Conversion fee will be waived
We can help you get your loan under control again, speak with a mortgage specialist today, 800-283-4550.
Inflation Buster promotion available for new and existing loans to Goldenwest Credit Union. Information listed is based on the 5, 7, and 10-year mortgage products. If another loan product is chosen, other terms will apply. Loan to value up to 80%. For existing loans to Goldenwest, a $250 conversion fee will be charged. Goldenwest will waive the $250 conversion fee on new loans to the credit union. If the property is classified as an investment property a higher rate, an origination fee, and third-party fees will be charged. All rates and offers available for a limited time and are subject to change without notice. Other restrictions apply. Equal Housing Lender. NMLS#440574.
Home Equity Loan Fixed Mortgage Rates*
as low as
Speak with a USU Credit Union Mortgage Specialist
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Our mortgage professionals are available to answer your questions via call, online chat, text, or email from 9 am to 5 pm Monday – Friday and from 9 am to 2 pm on Saturday. In-person consultation hours vary by branch.
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