Home Equity Loan Fixed Rate Mortgage

Refinancing your existing mortgage into a shorter term or your variable-rate Home Equity Line of Credit to a fixed rate can save you thousands of dollars in interest payments.

USU Credit Union offers first and second mortgages at competitive rates with varying terms ranging from five to 20 years.

Benefits of a Short-Term Mortgage

  • 5-, 7-, 10-, 12-, 15-, and 20-year term options
  • No closing costs for many loan options
  • Serviced through USU Credit Union – Make your payments to USU Credit Union
  • First and second mortgage options
  • No private mortgage insurance

Save thousands of dollars with shorter terms, low rates and low or no fees. Speak with a mortgage specialist today, 800-248-6361.

Apply Now

Home Equity Loan Fixed Mortgage Rates*

as low as

Speak with a USU Credit Union Mortgage Specialist

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Our mortgage professionals are available to answer your questions via call, online chat, text, or email from 9 am to 5 pm Monday – Friday and from 9 am to 2 pm on Saturday. In-person consultation hours vary by branch.

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