Lot Loans

Have you found the perfect lot for your dream home? If the answer is yes, then USU Credit Union has the perfect loan for you.

Finance the lot until you’re ready to begin construction. Save on fees because we will credit half the lot loan origination fee towards your USU Credit Union construction loan.

USU Credit Union lot loans are for a 30-year term with a 3-year call and require a minimum 20% down payment. Click here for a full list of rates and disclosures.

Apply Now Get a Personalized Rate Quote Online

Lot Loan Rates*

as low as

Speak with a USU Credit Union Lot Loan Specialist

Have a USU Credit Union Lot Loan Specialist contact you:

Thank you! We have received your information. Someone will contact you soon.

Call us at:


Visit with us in person:

Find a local USU Credit Union branch