Personal Watercraft Loan

Enjoy blue skies, smooth sailing and new adventures.

With your personal watercraft, you can explore amazing places that may be difficult to reach by boat or land. Take your water adventures to the next level with a personal watercraft loan from USU Credit Union.

  • Rates as low as 5.24% fixed APR
  • Available for both new and used personal watercraft
  • Terms up to 144 months
  • No application fees
  • eSignature – Sign loan documents from home

Apply Now

Personal Watercraft Loan Rates

**APR as low as

Get a Personal Watercraft Loan and Up To $50 in Visa Gift Cards Without Leaving Your Home

Five minute application

Apply online in as little as 5 minutes. You can complete the entire loan application with your laptop, desktop computer, smartphone or tablet…24 hours a day.

Promo code tag

Enter promo code SIGNONLINE when completing your online application(s) to qualify for up to $50 in Visa gift cards.

Sign from home

Sign your loan documents electronically at the time, place and on the device of your choice with eSignature.

Receive Gift Card

Receive a $25 Visa gift card for submitting and closing your loan application online. Receive an additional $25 Visa gift card when you get a Visa Rewards credit card at the same time as closing your Personal Watercraft Loan.

We’re Ready When You’re Ready

When you’ve found the perfect personal watercraft to meet your needs, visit USU Credit Union for the best deal on financing. Apply online or visit one of our many branches located throughout Utah.

Online Signing Available

We understand that visiting a branch isn't always the most convenient way to get a personal watercraft loan. Close your loan online using eSignature - apply for a loan online or at a branch and sign the loan documents from home with a digital signature.*

Speak with a USU Credit Union Personal Watercraft Loan Specialist

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Interest rates vary among models so ask us about specific rates and terms.

*eSignature or Digital signature is available for current USU Credit Union members. Some loan products are not available for Digital Signature closings. Restrictions may apply.