Rates and terms are accurate as of April 1, 2016 and are subject to change. The Annual Percentage Rates are our best rates. Your rate may be higher based on credit history, eligibility and underwriting criteria. 84-month term available for loans greater than $20,000. New money only. Not available with other discounts or promotions. Boat/RV/Trailer loans up to 12-year term with a 6-year rate review.