Peer-To-Peer Payments (P2P)

Send money electronically to anyone, anytime at any financial institution or bank using our peer-to-peer payment service.

Skip the hassle of writing checks, withdrawing cash at a branch or ATM, or wire transfers. Here are just a few reasons to use P2P by USU Credit Union:

  • Pay a hair stylist, babysitter or daycare provider
  • Lend money to a friend
  • Split the check at a restaurant
  • Send money to kids attending college
  • Pay a friend back for lunch
  • Send a cash gift for a birthday present
  • Send funds to a checking account or debit card

You could win an Apple Watch!*

Every P2P transaction you make between March 1-31, 2018 will be entered into a drawing for an Apple Watch!*

Please contact us at 1-800-248-6361 or speak with a branch representative for more details.

Peer-To-Peer Payments are serviced through our free Online Bill Pay for security and convenience. Once a payee has been set up in Online Banking you may send payments to them anytime using the USU Credit Union mobile banking app.

All you need is a free USU Credit Union checking account and Online Branch access and you can start sending money to anyone using just their email address.

How to Use P2P

  • Log in to the Online Branch and select the Bill Pay tab
  • If you haven’t already, enroll in Bill Pay for free
  • Click on “Add a Payee” on the top left of the screen
  • Select “Pay an individual” - "Email or Text"
  • Follow the prompts to set up your payee
  • Choose method to send notification to payee - enter mobile number or email of payee
  • The payee will receive a text or email requesting their debit card number or account information
  • After the payee has entered their information, you can send them money anytime online or with our mobile app
  • Most P2P payments set up prior to 1:00 pm MST will post to the payees account the next business day
* P2P Apple Watch Contest: Earn one entry for every qualifying P2P transaction between March 1-31, 2018. Qualifying P2P transactions must originate from Goldenwest Credit Union and/or USU Credit Union. Winners will be announced on or about 10 days after March 31, 2018. Prize must be claimed within 30 days of initial notification. Value of Apple Watch up to $399. Unclaimed prize will be forfeited. No purchase necessary. Mail-in entries will be accepted for U.S. residents ages 18 and older at Payment Services, Attn: P2P Apple Watch Contest, PO Box 1111, Ogden, UT 84402. Include name, mailing address, email, phone number, and birth date. Limit five mail-in entries per person.