Short-Term Mortgages

Refinancing your existing mortgage to a shorter term can save you thousands of dollars in interest payments.

USU Credit Union offers first and second mortgages at competitive rates with varying terms ranging from five to 20 years.

Benefits of a Short-Term Mortgage

  • 5-, 7-, 10-, 12-, 15-, and 20-year term options
  • No closing costs for many loan options
  • Serviced through USU Credit Union – Make your payments to USU Credit Union
  • First and second mortgage options
  • No private mortgage insurance

Save thousands of dollars with shorter terms, low rates and low or no fees. Speak with a mortgage specialist today, 800-248-6361.

Short-Term Mortgage Rates*

as low as

Speak with a USU Credit Union Mortgage Specialist

Call us:

435-713-1800

Text us***:

385-206-6780

Visit with us in person:

Find a local USU Credit Union branch

Our mortgage professionals are available to answer your questions via call, online chat, text, or email from 9 am to 5 pm Monday – Friday and from 9 am to 2 pm on Saturday. In-person consultation hours vary by branch.

***By sending a text message, you consent to receive a text message response from USU Credit Union. Your provider's message and data rates may apply.

Have a USU Credit Union Mortgage Specialist contact you:

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