Short-Term Mortgages

Refinancing your existing mortgage to a shorter term can save you thousands of dollars in interest payments.

USU Credit Union offers first and second mortgages at competitive rates with varying terms ranging from five to 20 years.

Benefits of a Short-Term Mortgage

  • 5-, 7-, 10-, 12-, 15-, and 20-year term options
  • No closing costs for many loan options
  • Serviced through USU Credit Union – Make your payments to USU Credit Union
  • First and second mortgage options
  • No private mortgage insurance

Save thousands of dollars with shorter terms, low rates and low or no fees. Speak with a mortgage specialist today, 800-248-6361.

Short-Term Mortgage Rates*

as low as

Speak with a USU Credit Union Mortgage Specialist

Have a USU Credit Union Mortgage Specialist contact you:

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Call us at:

1-800-248-6361

Visit with us in person:

Find a local USU Credit Union branch

The following payment examples are based on a loan amount of $100,000 and are principal and interest payments. A 5-year mortgage with a rate of 2.89% will have a payment of 1,791.99. A 7-year mortgage with a rate of 3.24% will have a payment of $1,332.17. A 10-year mortgage with a rate of 3.49% will have a payment of $1,004.14.47. Rates and payment examples are valid as of 05/11/2016 and are subject to change. Click here for a full list of rates and terms.

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