What is Business Reward Yourself Checking?

Business Reward Yourself Checking is a business checking account designed to help businesses earn rewards, higher dividends, loan discounts, and certificate rate benefits.

How do rewards work with Business Reward Yourself Checking?

Businesses earn double Rewards points on Business Rewards Credit Card purchases.

Does Business Reward Yourself Checking earn dividends?

Yes, Business Reward Yourself Checking offers tiered dividend earning based on deposit balance amounts.

Does Business Reward Yourself Checking include loan discounts?

Eligible business-purpose Auto loans, RV loans, ATV loans, and Cargo trailer loans may qualify for a 0.25% interest rate discount.

Does the Business Reward Yourself Checking account increase Business Certificate rates?

Members receive a 0.25% rate bump on eligible Business Certificates of Deposit .

Are business checking account fees waived with Business Reward Yourself Checking?

Yes, the Business Checking Account fee is waived for eligible accounts.

Is Business Reward Yourself Checking good for earning business rewards?

Business Reward Yourself Checking is designed for business that want to maximize rewards, dividends, and banking benefits through everyday business spending.

What types of businesses benefit most from Business Reward Yourself Checking?

Business with frequent card spending, business lending needs, or higher account balances may benefit most from Business Reward Yourself Checking rewards and dividend features.

What makes Business Reward Yourself Checking different from a standard business checking account?

Business Reward Yourself Checking combines business banking with rewards points, dividend earnings, certificate bonuses, and lending benefits designed to provide additional value beyond everyday checking services.

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Woman leaning against a counter in front of a shop display of items

Business Reward Yourself Checking

Get more from your business account.

USU Credit Union's Business Reward Yourself Checking is designed to enhance your business banking experience by offering a suite of valuable benefits. Among other things, this account allows you to earn double Golden Rewards points on all Business Visa Rewards Credit Card purchases, providing more value with every transaction.

Maximize Your Benefits

Higher Dividends

Receive higher dividends on your checking balances.

Learn More

2x points

Earn double Golden Rewards points on all Business Rewards Credit Card purchases.

Learn More

Loan Discount

Loan interest rate discount of 0.25% on business-purpose Auto Loans.

CD Rate Bump

Get a 0.25% rate bump on business Certificates of Deposit.

Learn More

Additional Perks

300 Free Items (count)
15 Free Bill Payments

USU Credit Union is Here to Help You

Talk with one of our Business Experts today
and see what we can do for your business!
Call us at 801-476-3500.

Account Details

0.25% certificate bump on business certificates of deposit
Loan interest rate decrease of 0.25% on business-purpose autos, RVs, ATVs, and cargo trailers
Tiered earnings up to 0.75% APY based on deposit balance
Double Reward points on a Business Rewards Card
Waived Business Remote Deposit Fee (excludes hardware)
300 free items
Waived Business Checking Account Fee

Read our full disclosure here:

Download Business RYC Disclosure (PDF)

Download Business Fees Schedule (PDF)

Additional Business Solutions

Commercial Insurance

Commercial coverage products from Goldenwest Insurance Services

Commercial

Commercial Lending

We offer commercial construction, real estate, equipment, and SBA loans.

Business Loans

Health Insurance

Choose from our suite of insurance coverage options to provide your employees with a safety net.

Corporate Health

Corporate Expense Card

Corporate Expense Visa credit card have a low-fixed rate, no annual fee, and no balance transfer fees.

Corporate Expense Card

Frequently Asked Questions

What is Business Reward Yourself Checking?

Business Reward Yourself Checking is a business checking account designed to help businesses earn rewards, higher dividends, loan discounts, and certificate rate benefits.
How do rewards work with Business Reward Yourself Checking?

Businesses earn double Rewards points on Business Rewards Credit Card purchases.
Does Business Reward Yourself Checking earn dividends?

Yes, Business Reward Yourself Checking offers tiered dividend earning based on deposit balance amounts.
Does Business Reward Yourself Checking include loan discounts?

Eligible business-purpose Auto loans, RV loans, ATV loans, and Cargo trailer loans may qualify for a 0.25% interest rate discount.
Does the Business Reward Yourself Checking account increase Business Certificate rates?

Members receive a 0.25% rate bump on eligible Business Certificates of Deposit.
Are business checking account fees waived with Business Reward Yourself Checking?

Yes, the Business Checking Account fee is waived for eligible accounts.
Is Business Reward Yourself Checking good for earning business rewards?

Business Reward Yourself Checking is designed for business that want to maximize rewards, dividends, and banking benefits through everyday business spending.
What types of businesses benefit most from Business Reward Yourself Checking?

Business with frequent card spending, business lending needs, or higher account balances may benefit most from Business Reward Yourself Checking rewards and dividend features.
What makes Business Reward Yourself Checking different from a standard business checking account?

Business Reward Yourself Checking combines business banking with rewards points, dividend earnings, certificate bonuses, and lending benefits designed to provide additional value beyond everyday checking services.

Business Reward Yourself Checking

Get more from your business account.

Maximize Your Benefits

Higher Dividends

2x points

Loan Discount

CD Rate Bump

Additional Perks

USU Credit Union is Here to Help You

Account Details

Additional Business Solutions

For more information:

Reach out to your local Business Solutions Expert!

Meet our Team of Experts

Frequently Asked Questions

What is Business Reward Yourself Checking?

How do rewards work with Business Reward Yourself Checking?

Does Business Reward Yourself Checking earn dividends?

Does Business Reward Yourself Checking include loan discounts?

Does the Business Reward Yourself Checking account increase Business Certificate rates?

Are business checking account fees waived with Business Reward Yourself Checking?

Is Business Reward Yourself Checking good for earning business rewards?

What types of businesses benefit most from Business Reward Yourself Checking?

What makes Business Reward Yourself Checking different from a standard business checking account?