Choose a USU Credit Union Visa Basic credit card for low interest rates.
The Visa Basic Credit Card has a low rate of 6.99%. Enjoy the purchase power and security offered by Visa combined with competitive rates, no annual fees and excellent service available from USU Credit Union.
0% Balance Transfers - Move your balance to any USU Credit Union Visa credit card with 0% interest for 6 months.
Transfer your balance today by logging in online or with the mobile app and select Card Controls, your card, and balance transfers. Click here for more information.
- Low variable rate
- No annual fee
- No balance transfer fees
- 25-day grace period on purchases
- Worldwide Acceptance at Retailers and ATMs
- VISA protection
- Instant issue available at all branches
- Features contactless technology for a fast, easy, and secure checkout
Features available with this card:
Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.
With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.
USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.
Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!
Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.
Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.
EMV Chip Security
USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.
Your partner against identity theft. Your Goldenwest Visa credit card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit cardbenefitidprotect.com
Porch Theft Protection
You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.