Smart Money Offer

Earn up to $300 when you open and use your SMARTStart or SMARTPay Checking Account!


The Road to Financial Responsibility Starts Here

GWCU youth accounts provide the fundamental products and resources that build financial pathways.

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth

Overview of Account Features + Benefits

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Middle, Junior High, and High School students can receive $2 for every A and $1 for every B on their quarterly report card!

Still have questions? Call us at 801-621-4550 or visit us at any of our locations here.


Minimum balance to open and maintain a Kids Club Savings Account is $5. A qualifying adult must be a joint member on the Kids Club Savings Account. Available to children ages 12 and under. Membership and eligibility required. Students under age 18 will need a parent and/or qualified joint owner on the account.