Visa Rewards Credit Card

With Rewards

APR as low as


Variable Rate

Apply for a Visa Rewards Card

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Choose a USU Credit Union Visa Rewards credit card and watch your Extra Awards points add up quickly.

Every qualifying purchase gets you closer to attractive rewards such as travel rebates on airline tickets, hotel stays, and rental cars. Or choose gift cards to national restaurant chains and merchants. Perhaps you’re just looking for a cash back option with your points? We have that too. Plus, save money with no annual fee and no balance transfer fee.

Enjoy the purchase power and security offered by Visa combined with competitive rates, no annual fees and excellent service available from USU Credit Union. Plus, we offer competitive, member-friendly rewards program that offers ExtraAwards points for travel, merchandise and gift cards. Or, choose a rebate program featuring up to one-percent cash back. It’s up to you!

Special Offer

Earn 5x points on fuel, 3x points on dining, and 1x points on all other purchases on your USU Credit Union Visa Rewards Credit Card from January 15, 2024 through June 30, 2024.

Please contact us at 1-800-283-4550, speak with a branch representative, or click here for more details.

*Earn 5x points on fuel, 3x points on dining, and 1x points on all other purchases on your Goldenwest or USU Credit Union Visa Rewards Credit Card from January 15, 2024 through June 30, 2024. Offer not valid on cash advances or balance transfers. Only available on Goldenwest Rewards, USU Rewards, The Aggie Card, and Business Rewards Visa Credit Cards. Other conditions and eligibility requirements may apply. Subject to credit approval. Offer can be combined with new Business Rewards Credit Card offer. After $500 spend on fuel, and $500 on dining, points will revert to normal 1x points. Spend cap will reset on 1st of each month. Merchant category codes include the following: 5541, 5542, 5811, 5812, 5814, 5462, 4813, 5451. Equal opportunity lender.

Features available with this card:

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Account Access

Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.

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Card Controls

With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.

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Mobile Wallets

USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.

Instant issue

Instant Issue

Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!


Contactless Payment

Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.

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Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.

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EMV Chip Security

USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.

ID Navigator

ID Navigator

Your partner against identity theft. Your Goldenwest Visa credit card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit

Travel Accident Insurance

Travel Accident Insurance

Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.
Click here for details if you have the Rewards option.
Click here for details if you do not have the Rewards option.

Porch Theft Protection

Porch Theft Protection

You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.