Visa Rewards Credit Card

Without Rewards

APR as low as

6.99%

Variable Rate

With Rewards

APR as low as

7.99%

Variable Rate

Apply for a Visa Rewards Card

Disclosure Information

Choose a USU Credit Union Visa Rewards credit card and watch your Extra Awards points add up quickly.

Every qualifying purchase gets you closer to attractive rewards such as travel rebates on airline tickets, hotel stays, and rental cars. Or choose gift cards to national restaurant chains and merchants. Perhaps you’re just looking for a cash back option with your points? We have that too. Plus, save money with no annual fee and no balance transfer fee.

Enjoy the purchase power and security offered by Visa combined with competitive rates, no annual fees and excellent service available from USU Credit Union. Plus, we offer competitive, member-friendly rewards program that offers ExtraAwards points for travel, merchandise and gift cards. Or, choose a rebate program featuring up to one-percent cash back. It’s up to you!

Special Offer

Earn 2x Extra Awards Points

Earn 2X Extra Awards Points- with the Rewards Visa Credit Card you will earn double Extra Awards points on home improvement purchases.

Please contact us at 1-800-283-4550 or speak with a branch representative for more details.


Earn double Extra Awards points on qualifying home improvement related purchases with the Goldenwest Visa Rewards credit card from 4/1/2021 to 6/30/2021. Qualifying home improvement related purchases include the following merchant category codes; 5198 Misc. Industr./Commerc. Supplies, 5211 Building Materials, 5200 General Retail & Wholesale, 5251 General Retail & Wholesale, 5199 Non-durable Goods Not Elsewhere Classified, 5231 Glass Stores, 5231 Paint and Wallpaper Stores, and 5231 Wallpaper Stores. Other conditions and eligibility requirements may apply.

Features available with this card:

24 hour clock icon

Account Access

Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.

Credit card icon with lock

Card Controls

With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.

Mobile phone icon

Mobile Wallets

USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.

Instant issue

Instant Issue

Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!

Contactless

Contactless Payment

Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.

Picture icon

Personalize Your Visa

Custom-design your USU Credit Union Visa credit or debit card with a photo of your family, pet, favorite vacation spot or other special image on the front of the card.

Alert icon

eAlerts

Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.

EMV icon

EMV Chip Security

USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.

Travel Accident Insurance

Travel Accident Insurance

Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.
Click here for details if you have the Rewards option.
Click here for details if you do not have the Rewards option.

Porch Theft Protection

Porch Theft Protection

You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.