APR as low as
Choose a USU Credit Union Visa Rewards credit card and watch your Extra Awards points add up quickly.
Every qualifying purchase gets you closer to attractive rewards such as travel rebates on airline tickets, hotel stays, and rental cars. Or choose gift cards to national restaurant chains and merchants. Perhaps you’re just looking for a cash back option with your points? We have that too. Plus, save money with no annual fee and no balance transfer fee.
Enjoy the purchase power and security offered by Visa combined with competitive rates, no annual fees and excellent service available from USU Credit Union. Plus, we offer competitive, member-friendly rewards program that offers ExtraAwards points for travel, merchandise and gift cards. Or, choose a rebate program featuring up to one-percent cash back. It’s up to you!
Earn 2X Points on Online Purchases
Earn 2X Extra Reward Points on all Visa Rewards credit card purchases made online July 1ST - September 30TH
*Earn double Extra Awards points on all online, in-app, and contactless purchases made with your Goldenwest or USU Credit Union Visa Rewards card from July 1, 2020 through September 30, 2020.
- Earn rewards when you use it
- Low variable rate
- No annual fee
- No balance transfer fees
- 25-day grace period on purchases
- Worldwide Acceptance at Retailers and ATMs
- Personalize your card
- VISA protection
- Instant issue available at all branches
- Features contactless technology for a fast, easy, and secure checkout.
Features available with this card:
Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.
With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.
USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.
Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!
Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.
Personalize Your Visa
Custom-design your USU Credit Union Visa credit or debit card with a photo of your family, pet, favorite vacation spot or other special image on the front of the card.
Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.
EMV Chip Security
USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.
Auto Rental Collision Damage Waiver
The Auto Rental Collision Damage Waiver benefit offers insurance coverage for automobile rentals made with your Visa card. The benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.
Travel Accident Insurance
Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.
Click here for details if you have the Rewards option.
Click here for details if you do not have the Rewards option.
Porch Theft Protection
You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.