EMV Credit Cards

Added security for your Visa with EMV chip technology.

Fraud Protection

Retailers in the U.S. are beginning to adopt new technology that will allow accepting payment cards with EMV chips. We will be reissuing Visa Credit Cards with an EMV chip. USU Credit Union members will be ready to have this added measure of security.

It's Easy

Visa Cards with Chip Technology can be used for purchases the same way you used your old Visa cards. The only difference is that retailers will require you to insert your Visa card at the payment terminals rather than swipe it.

How It Works

Step 1:

EMV Step 1: Insert card chip first

Insert card, chip first, into the bottom of the terminal.

Step 2:

EMV Step 2: Leave card in terminal

Leave card in the terminal for the duration of the transaction.

Step 3:

EMV Step 3: Enter your pin

Enter your pin or sign the signature pad.

Step 4:

EMV Step 4: Remove your card

Remove card after transaction has been approved.

Find more information about EMV cards and how they work from Visa.