SmartMoney

Financial tips and money-saving advice from USU Credit Union

When to Consider Refinancing Your Home

When to Consider Refinancing Your Home

The rule of thumb is and always has been, that if the interest savings received from refinancing outweighs the costs—then refinancing is certainly something to consider. When figuring these calculations, be sure to reflect on the future and how many

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0 Comments - Posted on March 5, 2015

Ten Tips for First-time Homebuyers

Ten Tips for First-time Homebuyers

Meet with a lender to get prequalified. This will give you an idea of the purchase price that you qualify for and the costs that are involved with getting a home loan. Nothing is worse

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0 Comments - Posted on February 18, 2015

Kids & Finances

Kids & Finances

Washing the dishes, mowing the lawn, and folding the laundry are all viable ways for a 12-year-old to earn an allowance. According to the American Institute of CPA’s, 61 percent of parents pay an allowance to their kids

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0 Comments - Posted on January 7, 2015

Our Credit Union Is A Family

Our Credit Union Is A Family

As a not-for-profit financial cooperative, Goldenwest and USU Credit Union is much more than an assemblage of buildings that provide money-saving financial services.

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0 Comments - Posted on December 30, 2014

Charity Scams

Charity Scams

As the holidays approach, we become more focused on giving. Sharing your good fortune with others is a charitable thing to do. Unfortunately, there are a few ill-intentioned people who wish to exploit the kind-heartedness of others

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0 Comments - Posted on December 4, 2014

The Credit Union Difference

The Credit Union Difference

You have many options when choosing your primary financial institution. Whether you are looking for a checking account to manage your household finances or a specialized financing plan tailored for your small business, there can be an overwhelming assortment of offerings. One of the best places to start is learning about the differences between credit unions and banks.

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0 Comments - Posted on October 24, 2014

Utah State Homecoming Traditions

Utah State Homecoming Traditions

Homecoming is fast approaching for Utah State University! This means football, tailgates, parades, and good ol’ Aggie traditions. This year’s Homecoming Week begins Monday, October 6th and goes through Saturday, October 11th.

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0 Comments - Posted on October 7, 2014

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