You may see two different balances when viewing your deposit and loan accounts on the Account Summary Page – the Balance and the Available Balance. For DEPOSIT accounts, the Available Balance is the difference between the actual Balance and any holds. For LOAN accounts, the Balance is the balance of your loan, excluding any accrued interest. The Available Balance (only on line of credit loans) is difference between your credit limit and the Balance.
USU Credit Union - a division of Goldenwest