Borrower Assistance Programs
We’ll Take Care Of You
If you experience financial hardship or difficulty as a result of the COVID-19 pandemic, contact us to discuss how we can help minimize the negative impact on your cash flow.
No Payments for 90 Days
Your payments on auto, RV, and signature loans will be deferred for the first 90 days. Offer available for a limited time on new/used vehicle purchases, and on refinanced loans from other financial institutions. Apply online or call 801-621-4550, option 2 to speak with our consumer lending experts.
- Finance your car or truck with rates as low as 1.99% APR fixed.
- Enjoy summer with your new RV, trailer, ATV, or boat with rates as low as 4.99% APR fixed.
- Supplement your income with a signature loan at a rate as low as 9.25% APR fixed.
Debt Consolidation Options
Simplify your life and improve your cash flow by consolidating high-interest debit into one monthly payment you can afford.
- Best Rate, Higher Dollar Amount Options – Home Equity Line of Credit with 1.99% APR Fixed for the first six months. Save money with a free appraisal and no closing costs.
- Low Rates, Easy Application Process – Auto Equity Loan with rates as low as 1.99% APR Fixed. If you own your vehicle outright, or have a small balance left on your loan, use your car's value to secure a loan to pay off other debt.
- Get Approved Today – Visa Basic Credit Card with variable rate as low as 6.99% APR, no balance transfer fees, and no annual fee. Transfer balances from other high-rate credit cards quick and easy with Photo Balance Transfer in the mobile app.
Apply online or call 801-621-4550, option 2 to speak with our consumer lending experts.
Hit the pause button on your car, truck, motorcycle, boat, trailer, or camper loan when you request to skip your monthly payment. As a service to our members, the standard $25 will be waived. (If you are charged a fee, it will be refunded.) Skip-a-payment is available within the online branch, mobile banking app, or by calling 801-621-4550, option 3.
Apply For A New Loan
We offer low rates on a variety of loans, such as 1.99% APR fixed on HELOCs for the first six months. Or, consider a Signature Loan with terms up to 48 months and rates as low as 9.00% APR. Apply online or call 801-621-4550, option 2 to speaking with our consumer lending experts.
Free Financial Counseling
Contact our financial counseling team at 801-621-4562.
IRA Provisions in the CARES Act
The CARES Act allows IRA owners to extend 2019 contributions, and offers exceptions for early withdrawal penalties. Learn more.
Scammers are taking advantage of fears and confusion surrounding the COVID-19 virus outbreak. Goldenwest will never call or email members asking for sensitive information. If you receive a suspicious message from Goldenwest, forward it to email@example.com or call the Contact Center at 801-621-4550, option 3.
Federal Insurance Protection
Your NCUA-insured funds remain safe and secure on deposit with Goldenwest Credit Union. NCUA insurance is backed by the full faith and credit of the United States government.